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Terms & Conditions

PLEASE READ THESE TERMS AND CONDITIONS, WHICH GOVERN YOUR USE OF THIS AND OTHER TOGGLE SERVICES*

By using any service controlled by Knabble, Inc. (“Toggle” or “we”) on which these Terms and Conditions appear (each, a “Service” or collectively, “Services”), you agree to be bound by all of the terms in these Terms and Conditions. You may wish to print and keep a copy of these Terms and Conditions. We may change the terms in these Terms and Conditions at any time and such changes will be binding on you if you continue to use a Service after we have notified you (by email, on a Service, or by any other means by which you obtain such notice) that we have changed the terms. Therefore, you should review these Terms and Conditions each time we notify you that we have changed the terms. Toggle may discontinue or change any Service, or its availability to you, at any time. These Terms and Conditions are personal to you, and you may not delegate your obligations under them to anyone. If any provision in these Terms and Conditions is invalid or unenforceable under applicable law, the remaining provisions will continue in full force and effect. These Terms and Conditions, your obligations, and all actions contemplated by these Terms and Conditions shall be governed by the laws of the United States of America and the State of New York, as if these Terms and Conditions were a contract wholly entered into and wholly performed within New York.

By using a Service, you represent, warrant, and covenant that you (if you are an individual) are at least 18 years of age, can form legally binding contracts, and (if applicable) are the authorized representative of the entity that is agreeing to these Terms and Conditions. The Services are not designed for use by individuals under 18 years of age, and use by such individuals is not permitted.

 

*If you have an enterprise-level agreement for Toggle services (“ELA” or ELAs”), these Terms and Conditions only apply to the extent they do not conflict with such ELAs. Where a conflict is present, the terms of the ELA will control.

COPYRIGHT AND LIMITATIONS ON USE

The content available through each Service is the property of Toggle or its third party content providers (“Licensors”) and is protected by copyright and other intellectual property laws. Such content may include, for example, studies, analyses, stories, tools, calculators and other items displayed on the Service. Content received through a Service may be displayed, reformatted, and printed for your personal, non-commercial use only. You agree not to reproduce, retransmit, distribute, disseminate, sell, publish, broadcast or circulate the content received through a Service to anyone, including but not limited to others in the same company or organization, without the express prior written consent of Toggle, except through use of the Service’s sharing features, to the extent such features are made available on a Service, with this one exception: you may, on an occasional and irregular basis, disseminate an insubstantial portion of content from a Service, for a research purpose, without charge, and transmitted in non-electronic form, to a small number of individuals, provided you include all copyright and other proprietary rights notices with such portion of the content in the same form in which the notices appear on the Service, original source attribution, and the phrase “Used with permission from Toggle.” You may not post any content from any Service to newsgroups, mail lists or electronic bulletin boards without the prior written consent of Toggle. You may not use any of the data on a Service in connection with the issuance, trading, marketing or promotion of investment products (e.g., derivatives, structured products, investment funds, investment portfolios, etc., where the price, return and/or performance of the investment product is based on or related to our data), nor may you use such data as the basis of a financial instrument, without a separate written agreement with Toggle and any of our applicable Licensors. Except as may be permitted above, you agree not to copy, modify, reformat, download, store, reproduce, reprocess, transmit or redistribute any data or information found on any Service or use any such data or information in a commercial enterprise without obtaining our prior written consent.

Research Use Only

The content on each Service is provided for informational and research purposes only, as of the date provided, and is subject to change without notice. Service content is not intended to be an offer, or the solicitation of any offer, to buy or sell securities.

User-Provided Content, Suggestions, And Feedback

Users may provide Toggle with ideas, suggestions, feedback, documents or proposals (“User-Provided Content”), including but not limited to bug reports, content suggestions, Service design suggestions, and requested features. By sending us any such User-Provided Content, you represent, warrant, and agree that (i) your User-Provided Content does not contain confidential or proprietary information of third parties, (ii) that we are under no obligation of confidentiality not otherwise outlined in these Terms and Conditions, (iii) that we may already have something similar under consideration or development, (iv) and unless we indicate otherwise, you grant Toggle a non-exclusive, royalty-free, perpetual, irrevocable, and fully sub-licensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and share such content throughout the world in any media, and you irrevocably waive, and cause to be waived, any claims and assertions against Toggle and its users of any rights or claims related to or contained in such User-Provided Content. The identity of the users that provide User-Provided Content will be kept confidential, as will any information covered by the Confidentiality section within these Terms and Conditions and the Toggle Privacy Policy. You represent and warrant that you own or otherwise control all of the rights to the User-Provided Content that you provide; that the User-Provided Content is accurate; that use of the User-Provided Content you supply does not violate this policy and will not cause injury to any person or entity; and that you will indemnify Toggle for all claims resulting from User-Provided Content you supply, knowing it to be false, inaccurate, or intentionally harmful. Toggle has the right but not the obligation to store User-Provided Content.

Confidentiality

Unless otherwise permitted elsewhere in the Copyright and Limitations on Use section of these Terms and Conditions, the Service itself and any content provided is confidential, and you agree not to reproduce, retransmit, distribute, disseminate, sell, publish, broadcast, or otherwise share information about or derived from your use and access to the Service. Toggle will treat any proprietary data you use or provide in connection with the Service as confidential, including any questions you ask in connection with help conducting research via the Service.

No Reverse Engineering

The systems used by Toggle to provide a Service are confidential, including but not limited to the computer hardware and software the Service runs on. Any system for a Service provided by Toggle shall not be analyzed, decompiled, or reverse engineered, nor should you cause a third party to analyze, decompile, or reverse engineer the same for any purpose.

REGISTRATION

Service features are restricted to registered users only. In order to become a registered user, you will need to create a user name and password (“Login Credentials”). During any such registration, you are required to give truthful registration information (such as name and email address) in accordance with these Terms and Conditions. You are responsible for protecting your Login Credentials from unauthorized use, and you are responsible for all activity that occurs on your account. You agree to notify us immediately if you believe that your Login Credentials have been or may be used without your permission so that appropriate action can be taken. We are not responsible for losses or damage caused by your failure to safeguard your Login Credentials. For your convenience, all information that you provide to Toggle is subject to Toggle Privacy Policy. You are responsible for keeping your registration information up to date through your account settings page, to the extent such feature is made available on the Service, or by contacting customer service at support@toggle.ai.

DISCLAIMER OF LIABILITY AND WARRANTIES

TOGGLE AND ITS AFFILIATES, AGENTS AND LICENSORS CANNOT AND DO NOT WARRANT THE ACCURACY, COMPLETENESS OR TIMELINESS OF THE CONTENT AVAILABLE THROUGH ANY SERVICE. NEITHER TOGGLE NOR ANY OF ITS AFFILIATES, AGENTS OR LICENSORS SHALL BE LIABLE TO YOU OR ANYONE ELSE FOR ANY LOSS OR INJURY CAUSED IN WHOLE OR PART BY USE OF A SERVICE. IN NO EVENT WILL TOGGLE, ITS AFFILIATES, AGENTS OR LICENSORS BE LIABLE TO YOU OR ANYONE ELSE FOR ANY DECISION MADE OR ACTION TAKEN BY YOU IN RELIANCE ON SUCH CONTENT OR ANY SERVICE. TOGGLE AND ITS AFFILIATES, AGENTS AND LICENSORS SHALL NOT BE LIABLE TO YOU OR ANYONE ELSE FOR DAMAGES OF ANY KIND (INCLUDING, WITHOUT LIMITATION, LOST PROFITS OR DATA, DIRECT, CONSEQUENTIAL, SPECIAL, INCIDENTAL, INDIRECT, OR ANY OTHER DAMAGES) FROM YOUR USE OF A SERVICE EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES AND REGARDLESS OF THE CAUSE OF ACTION. TO THE EXTENT SUCH DISCLAIMER OF DAMAGES IS NOT EFFECTIVE UNDER APPLICABLE LAW, THE ENTIRE AGGREGATE LIABILITY TO YOU OF TOGGLE, ITS AFFILIATES, AGENTS OR LICENSORS WILL BE LIMITED TO THE FEES, IF ANY, YOU PAID TO TOGGLE FOR ACCESS TO THE SERVICE THAT GAVE RISE TO SUCH LIABILITY. EACH SERVICE AND ALL SERVICE CONTENT IS PROVIDED “AS IS” AND TOGGLE AND ITS AFFILIATES, AGENTS AND LICENSORS DISCLAIM ALL EXPRESS AND IMPLIED WARRANTIES WITH RESPECT TO THE SERVICE, INCLUDING BUT NOT LIMITED TO THE MERCHANTABILITY, FITNESS FOR ANY PARTICULAR PURPOSE OR NON-INFRINGEMENT OF ANY SERVICE CONTENT, OR THAT A SERVICE WILL BE AVAILABLE, FREE FROM ERRORS, VIRUSES OR OTHER HARMFUL COMPONENTS. TOGGLE IS NOT AN INVESTMENT ADVISER OR BROKER DEALER, AND THE SERVICES ARE NOT INVESTMENT ADVICE. ANY CONTENT TOGGLE AND ITS AFFILIATES, AGENTS AND LICENSORS PROVIDE IS TO BE USED BY SUBSCRIBERS IN ACCORDANCE TO ALL APPLICABLE LAWS, AND SUBSCRIBERS WILL BE SOLELY RESPONSIBLE FOR ANY CONSEQUENCES DERIVED FROM ANY USE OF CONTENT INCLUDING, BUT NOT LIMITED TO, USE THAT RESULTS IN TORT OR CRIMINAL LIABILITY.

FURTHER DISCLAIMERS

Third Party Content and Services

Toggle is a distributor (and not a publisher) of content supplied by Licensors. Services may include facts, views, opinions and recommendations of individuals and organizations deemed of interest. Toggle and its Licensors do not guarantee the accuracy, completeness or timeliness of, or otherwise endorse, these facts, views, opinions or recommendations, give tax or investment advice, or advocate the purchase or sale of any security or investment. Any opinions, advice, statements, services, offers, or other information or content expressed or made available by third parties, including but not limited to any other Service user or any Licensor, are those of the respective author(s) or distributor(s) and not of Toggle. Toggle neither endorses nor is responsible for the accuracy or reliability of any opinion, advice or statement made on a Service by anyone other than authorized Toggle employee spokespersons while acting in their official capacities. Under no circumstances will Toggle or any of its Licensors be liable for any loss or damage relating to your use of information obtained through a Service. It is your responsibility to evaluate the accuracy, completeness or usefulness of any information, opinion, advice or other content available through a Service. Please seek the advice of professionals regarding the evaluation of any specific information, opinion, advice or other content obtained on a Service.

Our use of third party sources for certain Service content, and the inherent hazards of electronic distribution, may result in delays, omissions or inaccuracies in such content as presented on a Service. Some of the data on Services may be delayed as specified by Licensors. Toggle does not verify any data and disclaims any obligation to do so. Toggle, its Licensors and each of their affiliates and business partners (A) expressly disclaim the accuracy, adequacy, usefulness, or completeness of any data and (B) shall not be liable for any errors, omissions or other defects in, delays or interruptions in such data, or for any actions taken in reliance thereon. As used here, “business partners” does not refer to an agency, partnership, or joint venture relationship between Toggle and any such parties. Please consult your broker or financial representative to verify pricing before executing any trade.

Data

Certain market data Copyright © Refinitiv 1999-2012. All Rights Reserved. Use duplication or sale of this service, or data contained herein, except as described in the Toggle Platform License Agreement, is strictly prohibited. The Refinitiv Arrow Logo and REFINITIV are trademarks of Refinitiv and its affiliated companies in the United States and other countries and used herein under license.

Currency Conversion

You should confirm current currency exchange rates before making any transaction that could be affected by changes in the exchange rates. Any rates provided are for information and research purposes only and are subject to change without notice. Rates for actual transactions may vary.

Brokers and Financial Advisers

Toggle is not a broker-dealer or a financial adviser and does not endorse or recommend the services of any brokerage or financial adviser. Any brokerage or financial adviser you select is solely responsible for its services to you the user. Toggle shall not be liable for any damage or cost of any type arising out of or in any way connected with your use of the services of any third party.

 

THE LAWS OF CERTAIN JURISDICTIONS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS, EXCLUSIONS OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MAY HAVE ADDITIONAL RIGHTS.

INDEMNIFICATION

You agree to defend, indemnify and hold harmless Toggle, its affiliates and their respective directors, officers, employees and agents from and against all claims and expenses, including but not limited to attorneys’ fees, arising out of the use of any Service by you, or by anyone else using your Login Credentials.

TERMINATION

Either Toggle or you may terminate your access to Services at any time. Without limiting the foregoing, Toggle has the right to terminate your access to Services immediately in the event of any conduct by you that Toggle, in its sole discretion, considers being unacceptable, or if you breach any of these Terms and Conditions or the ELA.

 

If you have any questions about these Terms and Conditions, please contact us.

Last Updated January 6, 2020.

 

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